KERHONKSON, N.Y. – The Ukrainian National Association’s General Assembly convened its 2016 annual meeting here at the Soyuzivka Heritage Center on Friday and Saturday, November 18-19. The business sessions were marked by good news about the UNA’s continued progress during 2016 – the fourth year in a row that the fraternal organization has enjoyed net profits. In addition, during the past year the UNA’s surplus has grown by nearly $1 million and is projected to stand at $9.3 million by the end of the year. Reports were delivered by the full-time executive officers of the UNA, President Stefan Kaczaraj and Treasurer Roma Lisovich, as well as Deputy National Secretary Yuriy Symczyk, who was elected by the General Assembly to serve as national secretary. All other General Assembly members – executive officers, advisors and auditors – as well as the editor-in-chief of the UNA’s official publications, Svoboda and The Ukrainian Weekly, had the opportunity to deliver addenda to their written reports.
PARSIPPANY, N.J. – The New Jersey District Committee of the Ukrainian National Association held its fall organizing meeting here at the UNA Home Office on Friday, November 11, with representatives of UNA Branches 25, 37, 42, 76, 133, 155, 171, 269 and 287 and in attendance. The UNA Executive Committee was represented by UNA First Vice-President Michael Koziupa. UNA President Stefan Kaczaraj stopped by the meeting to greet participants, while Treasurer Roma Lisovich, who could not attend, sent a written update on UNA matters that was distributed to attendees. At the beginning of the meeting, a moment of silence was observed and a prayer said for the repose of UNA National Secretary Christine E. Kozak, who passed away in June. New Jersey District Chairperson Oksana Stanko delivered a report on the district’s activity, pointing to its presence at area festivals where members manned UNA information tables.
Choosing a life insurance policy is an important decision. In addition to traditional insurance company information, numerous online resources now also help educate consumers. However, to help them make the right decision about the type and amount of life insurance to purchase, consumers still turn to a professional – an insurance agent. Within the two basic categories of insurance, permanent and term, there are a variety of options. When consumers have questions – such as “Should I buy a term policy for five years, or for 10?” or “How do I calculate how much I will need for final expenses?” – they seek the advice of an experienced agent.
Polls are conducted annually by life insurance experts to evaluate public perceptions of life insurance. Each year, the results are similar – between 85 and 90 percent of people surveyed think owning life insurance is important. Yet only 60 percent actually own some type of life insurance – 20 percent receive it as a job benefit; 40 percent bought a policy themselves. This gap of 25 percent between adults who think owning life insurance is important versus those who actually own it translates into millions of Americans at risk for financial heartache. A reason frequently given is that life insurance costs too much.
The primary purpose of life insurance is to provide those you love with money after your death. Yet, the many different characteristics of modern life insurance can provide value during your lifetime as well. One of the easiest choices to do this is known as the Single Premium Whole Life (SPWL) policy. This type of policy is appealing because you pay only once – hence the name “single premium.”
This type of policy also “leverages” your one-time payment into more value. To a 55-year-old woman, for a single premium payment of $1,715 (men, $1,965), the UNA will issue a policy for a face value of $5,000.
“Financial stability and security are key to a life of satisfaction. … let the UNA help you.” While most people in our community have heard of Svoboda or The Weekly or Soyuzivka, institutions that have created bonds among us for generations, these same people are probably less aware of the organization – the Ukrainian National Association – that forms their foundation. Established in 1894 as a fraternal benefit society – essentially a life insurance company owned and managed by its members who hold insurance policies – the Ukrainian National Association has been serving our community for more than a century. And while the Ukrainian National Association is best known through association with its newspapers, special projects past and present such as teaching English in Ukraine, financing the Taras Shevchenko monument in Washington, hosting fund-raisers to help Ukraine’s disabled soldiers, or decades of organizing cultural events and summer camps at Soyuzivka – the UNA’s real core business is protecting your loved ones. For more than 122 years, the Ukrainian National Association has been offering the promise that a UNA life insurance policy will help protect families from financial hardship.
The Ukrainian National Association, as a fraternal organization, annually awards scholarships to student members of the UNA who are earning degrees at institutions of higher learning in the U.S.A. and Canada. For the 2016-2017 school year, the UNA Scholarship committee awarded 42 students with Scholarships totaling $11,050, of which $5,500 were set aside for special scholarships. Applicants for the special scholarships were reviewed by the UNA Scholarship Committee and winners were determined based on academic achievement, financial need, field of study and activity in the Ukrainian community. The Joseph and Dora Galandiuk Scholarship, in the amount of $2,000 was awarded to Alexander Zelez, member of UNA Branch 277, who is an honors student studying to be a physician assistant at Wagner College in Staten Island, N.Y. Going into his senior year, Mr. Zelez is active in student life at college as a member of the Physician Assistant Association, where he spends many hours on volunteer projects. He also serves as vice-president of the Catholic student club at the college. In the Ukrainian community, Mr. Zelez is a graduate of the St.
PARSIPPANY, N.J. – In time for Life Insurance Awareness Month in September, the Ukrainian National Association is offering an informative publication, “Guide to Life,” that not only provides facts and figures about the UNA, UNA products and UNA benefits, but also provides concise explanations of insurance products and their value in establishing financial well-being. In the guide, each UNA life insurance product is featured on a two-page spread that includes descriptions in Ukrainian and English, as well as a user-friendly rate chart. Readers will be able to easily calculate premiums for each UNA product. And since the UNA has received numerous requests for bilingual product descriptions, these can be especially valuable. According to recent studies by the life insurance industry, more than 40 percent of those surveyed believe they need, or could benefit from, life insurance, but have not bought it, or bought more of it, because they are unsure of how much or what type to buy.
KERHONKSON, N.Y. – The annual Miss Soyuzivka Contest, marking its 50th anniversary, was held at Soyuzivka Ukrainian Heritage Center on August 13. Irene Kulbida of Niskayna, N.Y., was crowned Miss Soyuzivka 2017 with Teya Lucyshyn of East Aurora, N.Y., as the runner-up. Ms. Kulbida danced with Michael Koziupa, first vice-president of Ukrainian National Association, her first dance as Miss Soyuzivka 2017, while Ms. Lucyshyn danced with Stefko Drabyk, assistant manager of Soyuzivka as music by Tempo entertained the guests. Ms. Kulbida is the daughter of Lydia and Nicholas Kulbida and attends New York University. Irene is also active in the Ukrainian community by being a teacher’s assistant in the Ukrainian school and a member of both the Zorepad and Syzokryli Dance Groups. The recipient of both the Marriott Marquis and the Tisch Center Patron Scholarships, Ms. Kulbida enjoys photography, cooking, baking and jogging. Ms. Lucyshyn is the daughter of Tamara and Nicholas Lucyshyn. She attends Hobart and William Smith College and Ms. Lucyshyn enjoys Ukrainian dance, is also very active in student government at her school and in Fight Against Cancer. This year’s judges were Kathy Nalywajko, first vice-president of the Ukrainian Institute of America in New York, Anna Zaiachkivska, Miss World Ukraine, and Consul General of Ukraine in New York Ihor Sybiga.